Russian leasing companies began to appear during the period of perestroika, and now this market has reached a fairly high level in its development. Leasing operations allow accelerating the process of business consolidation and help to achieve a high level of development for many small and medium-sized businesses. At the same time, the profitability of a long-term financial lease largely depends on the company itself. In this light, it is advisable to highlight the specifics of the activities of such companies in Russia and to identify among them those that have gained a solid reputation in the market, to build a certain rating.
Kinds
Leasing companies operating on the Russian market can be conditionally divided depending on the type of activity, size and capital underlying them into several groups, within which there are obvious leaders.
With a state share in the capital
As a rule, citizens have more confidence in those companies that are supported to a certain extent by the state. It is worth noting that it is the companies with state participation that occupy the leading positions in Russian ratings. They differ:
- A significant amount of authorized capital, which is due to access to cheap government loans;
- A positive reputation, since the interests of clients are always supported by the state;
- Availability of commercial leasing programs and concessional financing options.
Reliable organizations with a good reputation in this category are universal companies offering a wide range of services - Sberbank Leasing and VTB Leasing, as well as specialized institutions serving certain sectors of the economy, including Rosagroleasing and Ilyushin Finance.
Regional
This group includes companies that have a wide branch network and spread their activities to a significant number of regions of the Russian Federation. Since competition in such markets is much weaker than in large cities, and therefore such firms have the opportunity to provide their services at a more affordable cost.
In addition, it is beneficial for clients to work with companies located in the regions of their registration: it is easier to attract appraisers and regularly report on the state of the object of the leasing transaction. Among this category there are also many firms with a stable reputation. Among them:
- Europlan company, which has 74 branches in the regions of the country;
- CARCADE Leasing, which has already opened 66 branches;
- leasing company Uralsib with its 56 branches;
- LLC Element-leasing, which has 54 branches;
- Baltic Leasing with 32 branches.
Banking
Since leasing is a long-term financial lease, it is banking institutions that create leasing companies on the basis of their capital. This is a very convenient option, since it is more convenient for customers to work with banks that have already serviced their accounts, provided them with loans, than to turn to unknown firms. In addition, the requirements of such organizations when providing equipment for a long-term financial lease are the same as those of the banks that created them when issuing loans.
The TOP-50 rating of Russian leasing companies as of the end of 2013 includes such companies created on the basis of bank capital as Gazprombank Leasing, Alfa-Leasing, Raiffeisen-Leasing, and UniCredit Leasing.
Based on production capital
Since leasing transactions mainly involve the purchase of equipment for manufacturing enterprises, other technical means and cars (how to buy), it is the enterprises involved in the production of these categories of goods that form their own leasing companies. This approach allows them to significantly increase the turnover rate of their funds, as well as expand the circle of buyers of their products. For clients, it is a guarantee of a fast and reliable transaction. Kamaz Leasing, Volkswagen Group Finants Leasing, Afin Leasing Vostok and Scania Leasing can be distinguished among companies created on the basis of production capital and having a solid reputation in the market.
In general, in terms of the volume of the leasing portfolio, the leading positions in the TOP-10 rating as of July 1, 2014 were occupied by VEB-Leasing, VTB Leasing, Sberbank Leasing, TransFin-M, State Transport Leasing Company, Gazprombank Leasing, Gaztekhleasing, Alfa-Leasing, Europlan and Baltic Leasing. The central offices of all these organizations are located in Moscow, and branches operate in many large cities of the Russian Federation.
How to choose the right leasing company?
As of the end of 2013, there were 107 leasing companies operating on the Russian financial market, which means that it is not easy to choose the most suitable option among them. It is advisable to establish a number of criteria that should be considered when looking for a firm that can provide a profitable and reliable long-term financial lease of a car or equipment, including:
Along with the above factors, you can also consider the size of the down payment, the suppliers with whom the leasing company works and the time frame for making a decision on the transaction.
Thus, the market of leasing services in Russia has reached a fairly high level of development. However, with a detailed analysis, you can choose companies that have a positive reputation, reliability and favorable customer service conditions. The right choice guarantees the entrepreneur a convenient opportunity to obtain equipment or a car for a long-term financial lease with a subsequent purchase.
Hello dear readers! In the framework of the article below, your attention will be offered a rating of leasing companies in Russia in 2018. We present leasing companies from different regions Russian Federation. We took as a basis RAEX agency data("Expert RA"). Based on the information presented in the article brought to your attention, you will be able to draw conclusions about a particular leasing company in the Russian Federation and decide for yourself to cooperate with them or not.
So, the TOP companies of the Russian Federation that are engaged in leasing are as follows:
- Leasing company VEB-Leasing (Moscow);
- Leasing company Siemens Finance (Primorsky Territory);
- Leasing company Baltic Leasing (St. Petersburg);
- Leasing company Siberian Leasing Company (CJSC) (Novosibirsk city);
- Leasing company KamAZ (Republic of Tatarstan);
- Universal Leasing Company (Khabarovsk Territory);
- Leasing company Uralleasing (Ekaterinburg);
- Leasing company "Delta" (Krasnoyarsk Territory);
Let's take a closer look at each of these leasing companies.
Leasing company VEB-Leasing
This joint stock company was formed in 2003. The initiator, as well as an active participant in the process of its creation, is FSUE Rosoboronexport. All shares of this leasing company are controlled by the banking organization "Bank for Development and Foreign Economic Affairs (Vnesheconombank)".
The main activities of this organization are the leasing of various kinds of special equipment, high-tech equipment, river and sea vessels, as well as other units.
The amount of the leasing portfolio is 524,660 million rubles.
Leasing company Siemens Finance
This is a Limited Liability Company with foreign investments, which specializes in providing various kinds of solutions for the purchase of vehicles, all kinds of equipment, as well as machinery.
In addition, this organization is engaged in financing medium-sized businesses, as well as large industrial enterprises. The regional network includes 22 offices.
The size of the leasing portfolio is 34,810 million rubles.
Leasing company Baltic Leasing
This group of companies was formed in 1990. In fact, these are two organizations in one. One is open Joint-Stock Company, the other is a Limited Liability Company. This organization specializes in leasing various types of equipment, vehicles, rolling stock, as well as special equipment. Network covers 60 settlements Russian Federation.
The amount of the leasing portfolio is 32,813 million rubles.
Head Dmitry Korchagov.
Leasing company Siberian Leasing Company (CJSC)
This Closed Joint Stock Company was founded in 1996. The main activity of this organization is the provision of various kinds of leasing services in such industries as real estate, special machinery, equipment, and vehicles.
Head Dmitry Olegovich Malakhov.
The size of the leasing portfolio is 12,164 million rubles.
Leasing company "KamAZ"
A group of companies called Kamaz-Leasing was formed in 2002, when a corresponding department appeared in the structure of the Kamaz enterprise. 13 years later it was transformed into an Open Joint Stock Company.
This organization specializes in leasing buses of the Nefaz brand, cars of the Kamaz brand, exchanges old trucks for new ones, as well as their maintenance.
Head Andrey Gladkov.
The size of the leasing portfolio is 12,164 million rubles.
This Closed Joint Stock Company is one of the leading organizations Far Eastern region of the Russian Federation. It carries out leasing activities in such areas as various types of technological equipment, construction equipment, special equipment, real estate, as well as ships.
Head Vadim Vladimirovich Gubkin
The amount of the leasing portfolio is 7,576 million rubles.
Leasing company Uralleasing
This Yekaterinburg organization appeared on the leasing market of the Russian Federation in 2000. The main directions of its activity are the leasing of various types of real estate, trucks and cars, both imported and domestically produced, motor vehicles, as well as special equipment.
The organization has branches in such cities of the Russian Federation as Chelyabinsk, Ufa, Kazan, Krasnodar, Perm, Krasnoyarsk, Kurgan, Nizhny Novgorod, Magnitogorsk, Tyumen, and Samara.
Head Andrey Nikolaevich Istomin.
Leasing company "Delta"
This Krasnoyarsk Limited Liability Company finances leasing transactions with construction and road special equipment, passenger vehicles, both domestic and imported.
In its activities, this Krasnoyarsk organization focuses mainly on small and medium businesses. Its main clients are private entrepreneurs, construction, transport, service and logging companies. Moreover, not only the Krasnoyarsk Territory.
Part of the United Leasing Association of the Russian Federation
Head Roman Vitalyevich Voroshilov.
The amount of the leasing portfolio is 7,576 million rubles.
So, we have presented you the best leasing companies that operate on the territory of the Russian Federation. You can choose to cooperate with absolutely anyone. Not necessarily the one that is included in our rating.
Video leasing companies:
Leasing is a unique form of lending that involves the full use of expensive property with relatively small monthly payments and the possibility of subsequent redemption.
Today, there are two major areas in this market: leasing for individuals And leasing for legal entities. Each of these forms of leasing has its own distinctive features.
For citizens, this type of lending is most interesting in the automotive sector. Leasing a car for individuals represents, with a certain simplification, a phased redemption of a vehicle or simply renting it for a fee, the amount of which is significantly lower than direct offers from car dealerships.
For corporate clients, the number of relevant programs is greater. The most demanded is equipment leasing, which implies the purchase of expensive equipment for use from a selected supplier. In a more general case, financial leasing is used, under which you can purchase any property, including real estate.
Regardless of the form of leasing, this direction of lending has several distinctive features. According to the current legislation of the Russian Federation, the terms of leasing require the conclusion of an agreement for at least 11 months. Leasings without a down payment are practically absent, at the start you will have to pay 5-40% of the redemption value. Payments can be made according to two schedules: uniform and decreasing.
Leasing can only be taken from a specialized organization. For your convenience, we have collected the largest companies operating in this sector and ranked them according to the size of the leasing portfolio as of November 1, 2015.
On the page of each leasing company, you can find out all the necessary information: a general description of the activity, contact details, a valid website, and so on. This data will help you find a reliable partner and get leasing on the most favorable terms.
This article, dedicated to the rating of leasing companies, will tell you about the most reliable organizations with head offices not only in Moscow, but also in other major cities of our country, such as St. Petersburg, Yekaterinburg and other no less significant territorial entities.
VEB-leasing
This company has been part of the Vnesheconombank Group for over seven years now. Today, this organization is 100% owned by Vnesheconombank. Having taken the leading position in the rating of leasing companies in 2009, VEB-Leasing holds the first place to this day. It is a major player in industries such as rail transport, sea and river vessels, aviation, road transport and equipment used in the mining industry.
Now there are about eight dozen representative offices located in the most significant cities of Russia. It is difficult to overestimate the importance of this leasing company: they provide support to representatives of small and medium-sized businesses in matters relating to the financial side of the matter, related to the acquisition of vehicles and special equipment.
The company, by refusing to assess the financial condition of the borrower and significantly reducing the number of required securities, can actually provide the necessary services to an entrepreneur of any rank.
A dozen years have passed since the founding of the next nominee in the rating of leasing companies. This is a universal organization with an authorized capital of just under 15 billion rubles. The sole shareholder of JSC VTB Leasing is the bank of the same name. There are several regional offices throughout the country, and they can also be found in neighboring countries, such as the Republic of Belarus and Ukraine.
The main activities of the organization are transport railways, ships plowing the air and sea space, special equipment, vehicles, real estate.
The company has been providing its services in the leasing market for more than twenty years. The full and sole holder of a 100% share is Sberbank of Russia.
The organization, working in the field of financing projects in the real sector of the economy, actively contributes to the renewal, modernization and growth of fixed assets of companies registered in Russia. This company can be contacted by both a representative of a small / medium business, and large bigwigs. In addition to conducting standard leasing transactions for motor vehicles, liquid equipment, construction equipment and special machines, it is engaged in financing large complex leasing projects in any of the industrial areas.
The company has more than six dozen regional representative offices not only in the largest cities of Russia, but also in Kazakhstan, Belarus, and Ukraine.
The State Transport Company began its functioning at the dawn of the 21st century, the GC FSUE became the initiator and direct participant of this event. They took part in the formation of the company Sberbank, Transcreditbank, SMP-Bank.
The company, which occupies a fairly high place in this rating, provides a range of services in the field of machinery and equipment for vehicles of any type, whether it be trucks or passenger cars, aviation equipment, railway transport, ships and equipment for ports (both aircraft, as well as marine).
For about six years, the company has been actively involved in the sphere of state tasks regarding the renewal of the transport fleets of Russian enterprises. Contacts have been established with the Ministry of Transport of the Russian Federation and Rosavtodor (Federal Road Agency).
The organization is universal - any types of property of interest in the leasing sector will not complicate Gazprombank Leasing. The activity of this company is carried out through representative offices of Gazprombank.
Five years ago, the company was awarded a high level of financial integrity (A+ rating).
For the first half of 2017, the volume of new business (the value of property under new transactions) in the leasing market amounted to about 425 billion rubles, calculated in rating agency RAEX. This is 55% more than in the same period in 2016. One of the main factors behind this growth was the program to subsidize leasing, according to the agency's study. The total volume of the leasing portfolio of companies as of July 1, 2017 amounted to 3.22 trillion rubles, which is 14% more than a year ago. The top five companies in terms of new business volume remained unchanged, with the exception of one player: " " dropped out of the top 5, giving way to TransFin-M (see chart).
With state support
If we talk about St. Petersburg, then a significant part of the new business for leasing companies was provided by the segment of construction equipment. Thus, in the portfolio of the new business of VTB Leasing in St. Petersburg and the Leningrad Region, according to the results of the first half of 2017, almost 43% of transactions fell on freight transport and self-propelled vehicles, and the total amount of transactions increased by 15% compared to the same period in 2016. "Deferred demand, the strengthening of the ruble and state support - all this has become growth factors," says Evgeny Tatarinov, head of the car leasing department at VTB Leasing. "We are one of the leaders of the program of the Ministry of Industry and Trade of the Russian Federation. thousand units of equipment, then for 8 months of 2017 - already about 6.5 thousand.
In Baltic Leasing, the volume of new business in the segment of construction equipment during the reporting period more than doubled compared to 2016: from 869 million to 1.8 billion rubles. "Most construction companies seek to upgrade their fleet of vehicles while they have the opportunity to do so on preferential terms under the state program," says Andrey Volkov, head of the Directorate for Product Development and Relations with Partners at Baltic Leasing. "Government support also helps to popularize leasing." Basically, the company leases excavators, loaders and other machines.
Through small business
In the Interleasing company in the North-West, one third of sales fell on the segment of construction equipment, which is 1.5 times more than in 2016. At the same time, the demand for it exceeded the demand for freight transport. This is due to the general wear and tear of equipment and less competition in the market, says Alexander Borisenko, head of special equipment leasing at Interleasing. The company notes that the number of transactions worth up to 20 million rubles has increased markedly, while large corporate transactions (over 100 million rubles) have significantly decreased. "On the one hand, this is due to a decrease in the number of large infrastructure projects in the city, on the other hand, with banks assessing the construction industry as more risky than others," says Alexander Borisenko.