JSC lk europlan. Leasing programs at Europlan

Supervisor:
General Director: Mikhailov Alexander Sergeevich
- is a leader in 7 organizations (operating - 6, inactive - 1).

The company with the full name "JOINT STOCK COMPANY "LEASING COMPANY "EUROPLAN"" was registered on June 30, 2017 in the Moscow region at the legal address: 119049, Moscow, Koroviy Val street, building 5.

Registrar "" assigned the company INN 9705101614 OGRN 1177746637584. Registration number in the Pension Fund: 087105113385. Registration number in the Social Insurance Fund: 770605562077061.

Main activity according to OKVED: 64.91. Additional activities according to OKVED: 45.11; 45.19; 45.31; 45.32; 64.19; 64.92.2; 64.99; 64.99.3; 68.10; 68.20; 77.11; 77.31; 77.32; 77.33; 77.39.1; 77.39.12; 77.39.2.

Good afternoon to all those who are interested in working in this organization. I’ll start with the owner of the company; this organization belongs to the SAFMAR group of companies, which in turn belongs to Mikhail Gutseriev. There is currently a trial going on against the SAFMAR company for oil smuggling. This is a small digression about the company and its owner. This SAFMAR group has quite a lot of companies with different target products, Eldorado also belongs to them, by the way, also a company with a tarnished reputation.
Europlan in which I managed to work.
At the interview, it is conducted by the director or head of the branch, they talk about how they are number one on the market, that they have a super team, that they are almost a family))). After passing and being hired, you are greeted by the team, everyone is attentive to you, to your requests and questions about work. The first month is training, with passing exams and tests, just like Harvard). They won’t teach a sales person anything new, especially if they’ve worked in this field for more than five years. The only thing is tax deductions for leasing transactions for clients; if you have ever encountered accounting, they will not tell you anything new at all. But they present it as the holy grail. The people working in this company are salespeople from car dealerships, home appliance stores, cellular phone stores, and God knows where else. The age range is 20-40, with more people 20+, but there are also over 30, and there are more and more of them in such institutions. So, as soon as the training ends and work with people begins, for the most part these are directors and owners of companies, all help ends, but this is not a problem either, problems begin just when you start working and fulfilling plans, this is where the true attitude manifests itself people, more precisely colleagues, everyone doesn’t have time to immediately answer your requests and questions, etc. Clouds are beginning to gather, the saddest thing is that the management of this circus is involved in everything, and simply ignores requests for help. In general, then all this only becomes more problematic, and it becomes unpleasant to work in this atmosphere, it is clear that people have been working for a long time, they have their own backbone, and they do not want to let strangers in, only there is a higher management that demands the acceptance of new players into the company, but they do not they don’t want to and are trying to remove you in different ways; the time to clean up what you don’t want lasts from the end of the probationary period to a year, depending on your luck. This is how people work in a company, they imagine themselves to be something unknown, although they must always remember that they are the same employees who can be fired in an instant and should not forget this. As they did recently when they removed the office director, who also became objectionable after many years of working in the company, who by the way is a man. By the way, men are definitely not allowed to go there, since the majority of managers are women or girls, 100% composition, many of whom have already managed to get married, give birth to a child and get divorced, of whom the majority now live and such ladies live, on the one hand, trying to raise a child, which Most people don’t succeed, this goes without saying, but on the other hand, they can at least somehow restore order in their relationships with men, or start these relationships. So we have to deal with these people who are by no means the most successful, absolutely unhappy, and sometimes even mentally unbalanced. There are men there, but they are security officers, the forwarder driver and the guys who confiscate the equipment if the client fails to pay the next payment. Based on the above, draw your own conclusions, especially men!!! There are a lot of fast-growing leasing companies on the market that have much more interesting working conditions, and most importantly, they are more customer-oriented, and another important detail: many of these companies employ absolutely mentally healthy, happy, balanced people. The company needs to reconsider at least the principle of selecting people for leadership positions, the person must have a higher education, and not a vocational school)) or high school, since they put people close to the management there in quotation marks, if you are pleasant and pleasing to the higher management and report everything that there, there is a promotion waiting for you, this is how the visibility of the work that these unfortunate bosses do, these are branch managers, group leaders, occurs, instead of increasing sales volume and capturing market share, and not sitting and collecting gossip from the corners of the company. Several times the Europlan company took first place in the ranking for the issuance of leasing products, but competitors are not asleep, and they move forward on the shortcomings of their competitors. In conclusion, such actions have led to the bankruptcy of more than one enterprise or company, especially incompetent management acting only in their own interests or groups of people.

The leasing company Europlan is considered to be a leader in the Russian market. She officially received this status two years ago from the Expert RA agency. Throughout its history, the company has leased more than 250,000 cars to more than 70,000 clients (legal entities).

Europlan sells cars, trucks and special equipment on lease. The company's offerings include new and used cars.

Founded 19 years ago, the company began with the development of large cities (Moscow, St. Petersburg), and today it already has more than 70 divisions in the regions of the country. By concluding a leasing agreement with Europlan, the client receives a car for his use and does not worry about the nuances of the transaction. Europlan takes care of the state registration of the car and its delivery to the buyer.

Since 2011, Europlan has launched an insurance business. After another 2 years, the company opened leasing to individuals.

Europlan clients receive great benefits, quality assurance and monetary savings through the company’s cooperation with other major organizations.

For example, the company cooperates with AVITO.RU, allowing site visitors to purchase any car using its credit program. Key automotive partners include Fuso, Volvo, Jaguar, Land Rover, Isuzu, KAMAZ and others.

⇒ Europlan official website.

Legal entities can purchase a car, truck or special equipment through Europlan without overpaying for leasing, without providing collateral or a voluminous package of documents. The company can afford competitive prices, since it itself receives significant discounts from equipment manufacturers. Due to VAT refund, the client saves 18%.

Today Europlan has five main leasing programs. Let's look at them in more detail:

For clarity, we will display the conditions of all programs in one table:

⇒ All Europlan programs on the official website.

Europlan's preferential leasing programs can save you up to 12.5%. The company itself receives a government subsidy, thereby relieving the lessee of unnecessary paperwork.

The maximum benefit (12.5%) can be obtained through government targeted programs. Among them:

How it works? Let's say an advance payment when buying a car for 2 million rubles. equal to 450,000 rubles. If leasing falls under a preferential subsidy of 250,000 rubles, the client only has to pay 200,000 rubles.

A 10% subsidy is issued when purchasing new trucks or commercial vehicles (2018 model) on lease. The maximum amount of such a subsidy is RUB 500,000. In this case, the advance payment must be in the range from 10 to 40%, and the term of the leasing agreement must be 13 months or more.

Europlan clients who lease construction and municipal equipment can reduce the advance payment by 10% (up to 4 million rubles).

The exact amount of this subsidy depends on the model purchased. The choice is quite wide; you can check the available models with the regional manager of the company.

On the official website of Europlan there is a calculator with which you can calculate the approximate monthly leasing costs. These calculations give only an approximate idea, since most of the terms of the contract are established individually for each client, for each piece of equipment.

As an example, let’s set the following parameters in the car leasing section:

• The cost of the car is 2 million rubles.
• Advance - 10%.
• The leasing term is 3 years.

In our case, the monthly payment will be 54,464 rubles. including VAT (overpayment - about 8%). A similar calculator is located in each section dedicated to a specific area of ​​leasing (trucks and commercial vehicles, construction equipment, etc.).

⇒ Go to the website and use the calculator to calculate.

You can apply for leasing at Europlan through the company’s official website. . There are several ways for this purpose, but they all ultimately come down to contacting the company manager.

The first method is through the “Complete an application” window. You must enter your name, phone number, and optional email address.

The second method is through the “Order a call” button in the site header (in the upper right corner of the page). When you click on it, a window also pops up in which you need to enter your name and phone number.

The company manager must call back within 15 minutes to clarify the conditions. The specialist is authorized to give a preliminary decision, describe the conditions under which the transaction can be completed, and what discount the client can receive. The final decision is made after submitting all necessary documents. The transaction is completed in at least one business day (a little longer for new clients).

Since Europlan cooperates with AVITO.RU, a leasing application can also be submitted from the notice board page.

The client’s personal account “My Europlan” will help to simplify the operational leasing service as much as possible. It allows:

• View all the necessary information on cars.
• Work with the payment calendar - track debt, generate invoices online.
• Download all primary and requested documents.
• View connected services.

You can receive a login and password for your personal account after signing an agreement with the company. Login is possible from any device connected to the Internet.

Europlan does not impose strict requirements on its clients. Legal entities wishing to enter into a leasing agreement must meet several conditions:

• Registration on the territory of the Russian Federation.
• Location no more than 400 km from regional centers.
• Business age: from 6 months when leasing passenger cars, from 12 months when purchasing special and self-propelled equipment, from 9 months when purchasing any other types of vehicles.

It is possible to conclude an agreement with Europlan using two documents (passport and Taxpayer Identification Number). The exact conditions depend on the program chosen. In some cases you may need:

• Certificate of state registration of a legal entity.
• Minutes of the founding meeting and order for the appointment of the head.
• Charter of the company.
• Accounting and tax reporting.
• Statements from current accounts.

To make it easier to find the equipment you need, the Europlan auto market is divided into several categories. These include:

• Cars.
• Commercial.
• Freight vehicles.
• Trailers.
• Buses.
• Special equipment.
• Self-propelled gun.

For each of these categories on the official website, you can perform an automatic search with additional parameters. For example, for passenger cars it is:

• City.
• Brand.
• Model.
• Price from start to finish.

Popular models and special offers are displayed in a separate block on the website. Europlan offers both new vehicles and used models with pleasant discounts.

You can see what used cars are available on the Europlan official website. Usually this is the sale of cars by their former owners, but there may also be a sale of confiscated property or the sale of seized cars. In the latter cases, very attractive prices apply.

Europlan can be found as a dealer on Auto.ru. This is today's largest site for advertisements for the sale of new, used (including seized) cars. On Auto.ru, Europlan presents only a small part of its fleet.

⇒ Get favorable leasing conditions from Europlan.

One of Europlan’s advantages over other leasing companies is a large number of additional services. These services are not currently available in all regions of the company’s operation, but Europlan continues to gradually introduce them throughout the country:

The lessee has the right to buy the car six months after the start of the leasing agreement. At the same time, he is obliged to pay the amount of all payments. In this case, 10 days before the last payment, the Europlan client is required to submit a request for early redemption through his personal account on the company’s website.

Europlan is one of the few companies on the Russian market that offers not only financial, but also operational leasing. The fundamental difference between the latter is that upon expiration of the leasing period, the car does not become the property of the lessee, but is returned to the company. Of course, if the client wants to buy the vehicle, he can do so.

Operating leasing in Europlan is carried out in the following order:

Under operating leasing, Europlan finances passenger cars and light trucks. Basic conditions:

The monthly payment under the contract includes registration, insurance, maintenance, tire replacement, fuel program and auto assistance. There is no calculator on the company’s website that allows you to calculate payments for operating leasing, but there is a “Get calculation” button that anyone can use.

Comparing Europlan with other companies that provide equipment for leasing, we can highlight several advantages of the service. They are relevant for legal entities with any type of leasing:

• The registration form of the enterprise is JSC (joint stock company).
• Full title - " Leasing company"Europlan".
• TIN - 9705101614.
• OGRN - 1177746637584.
• Address: Moscow, Shchipkovsky 1st lane, building 20.